Most Credit Repair Services are a Scam

Cleaning up your credit can be a daunting task; therefore, many people opt to use a credit repair service after they have done damage to their own credit. There are many companies out there that claim to completely fix your credit, but here are a few facts that might deter you from using their services.

If the company pressures you to pay up-front fees, it’s likely that they don’t truly care about the quality of the service they provide, so they request the payment before the work is done. Not only that, certain regulations apply to these credit repair companies that strictly prohibit them from taking money before the services are rendered. Some companies will try to work around this rule by taking a structured monthly payment, but the fact is that any form of up-front payment is illegal when it comes to credit repair services.

“We can remove that late payment mark on your credit report.” False! Any company that claims they can remove accurate but negative marks on your credit report are just pulling at your emotions to get you to pay for something that you know that you can’t do on your own. If you can’t do it, they can’t either. If the information is accurate on your credit report, then there is nothing that the credit repair company can do about it to improve your credit score.

In the case where your credit has been damaged by someone other than yourself, make sure you have a plan in place that will take care of everything for you. It’s essential to ensure the specialists working on your behalf have their certifications to be doing this work for you or you might just be getting scammed. The restoration specialists at LibertyID have a one-hundred percent success rate of fully restoring their customers’ identities, which also includes fixing the damage done to their credit after someone has stolen the victim’s identity. So, no matter if you’re trying to clean up your credit based on your own mishaps or if someone else caused this wake of destruction, make sure you’re choosing a company with a great track record of doing this important work.

The bottom line is that there’s really no better time than the present to become a LibertyID member for identity theft restoration protection. Our extended family plan covers the member, their spouse/partner, the member and spouse’s/partner’s parents and their children. We’re the AAA of identity theft restoration, offering a 100% guaranteed identity theft restoration service. But just like with AAA, you have to get covered before there’s an incident. When you sign up for LibertyID, you’re covering yourself and your family from the fallout of identity theft and the potentially hundreds of hours and thousands of dollars lost due to identity theft.