If Your Identity Is Stolen
Fixing identity theft can take countless hours, months, and even years. People who try to do it themselves report significant feelings of stress, anxiety, hopelessness, and even fear.
If you assume you can “just fix it” if your identity is stolen, consider the following partial checklist of what you may need to do:
- Place fraud alerts at the three major credit bureaus.
- Get copies of credit reports from all three credit bureaus and review the reports to identify fraudulent activity.
- Complete the Identity Theft Affidavit from the Federal Trade Commission to establish your rights as a victim.
- Contact the Social Security Administration, U.S. Postal Service, Internal Revenue Service, Department of Motor Vehicles, and other agencies as needed, to try to reverse any wrongful information, transactions, or misuse of official documentation.
- Submit disputes to credit card companies, banks, lending institutions, utility companies, cell phone carriers and more.
- Research and document any fraudulent transactions, false accounts, or contracts signed with creditors, banks, utility companies, leasing agents, medical facilities, etc., and make sure all erroneous information is removed from your credit file.
- Research public record databases to find and correct erroneous non-credit related information.
- Replace lost documentation, such as credit cards, licenses, passport, and/or government-issued documents.
As a LibertyID client, you’ll know that—if identity theft occurs—we’ll take care of everything for you. All you’ll need to do is call us.
Dedicated Certified Recovery Advocate: Personally assists every client, providing a single point of contact throughout the recovery process. Our advocates are highly
trained, holding certifications such as FCRA, FACT Act, and CITRMS, and are often licensed private investigators.
Personalized Recovery Plans: Identity theft cases vary widely, which is why we create customized recovery plans tailored to each client. Whether it’s medical, financial, or criminal identity theft.
Compassionate Service: A caring approach that emphasizes clear communication, follow-ups, and additional relevant information tailored to your needs.
Peace of Mind Recovery: Through every phone call, our team reinforces the promise that no one has to face identity fraud alone—with LibertyID, our clients are backed by expert tools and a caring advocate when they need it most.